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Poplar Grove State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through 12/31/2009, all non-interest-bearing transaction accounts are FULLY GUARANTEED by the FDIC for the ENTIRE AMOUNT of the account.
Under the Final Rule, the definition of noninterest-bearing transaction accounts includes Interest on Lawyers Trust Accounts (and functionally equivalent accounts) and low-interest NOW accounts (defined as NOW accounts with interest rates no higher than 0.50 percent).
Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
For more information on the program, to to http://www.fdic.gov/regulations/resources/TLGP/faq.html
This
is our privacy notice for our customers. When we use the words “you”
and “your” we mean the following types of customers.
All of our consumer customers who have a continuing relationship
with us, such as:
- Deposit Account
- Loan Account
- Safe Deposit Box
We will tell you the sources for nonpublic personal information
we collect on our customers. We will tell you what measures we take
to secure that information.
We first define some terms.
We, our,
and us means The Poplar Grove
State Bank.
Nonpublic personal information
means information about you that we collect in connection with
providing a financial product or service to you. Nonpublic personal
information does not include information that is available from
public sources such as telephone directories or government records.
An affiliate is a company we
own or control, a company that owns or controls us, and a company
that is owned or controlled by the same company that owns or controls
us. Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third party
is a company that is not an affiliate or ours.
We collect nonpublic personal information about you from the following
sources:
- Information we receive from you on applications
or other forms.
- Information about your transactions with us
- Information about your transactions with non-affiliated
third parties
- Information from a consumer reporting agency
We do not disclose any non public personal information about you
to anyone, except as authorized by law.
We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal regulations to guard
your nonpublic personal information.
We do not disclose nonpublic personal information about former
customers.
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