Checking

Compare Our Checking Options

Account Type

Regular Checking

Senior Checking

NOW Account

 Description

Our checking account keeps it simple!

If you are 55 or older you qualify for this no charge checking account. You’ve earned it so don’t hesitate and open your account today.

Put your money to work with this interest bearing account. Works like a checking and savings account combined. Negotiable orders of withdrawal are available to individuals, sole proprietors, unincorporated businesses, government agencies and organizations that are fraternal, religious, philanthropic, charitable or educational and not organized for profit.

Minimum to Open 

Just $50.00 starts your account

 Just $50.00 starts your account

Just $500.00 starts your account

Service Charge

N/A

No Monthly Service Charges

If the Average Daily Balance for the statement cycle falls below $2,000.00:
  • A service charge of $3.00 is imposed.
  • A per Debit Fee of $0.15 (Check Paid, Withdrawal, Automatic Transfer or Payment)
If the Average Daily Balance for the statement cycle is $2,000.00 or greater no fees apply. 

Interest

N/A

N/A 

Must maintain $500.00 minimum to earn interest. If the Average Daily Balance falls below $500.00 you will not earn the disclosed annual percentage yield. 

Monthly Statement Options

  • Statement only no Check Images via Internet Banking –FREE
  • Paper Statement only no Check Images via Mail or Pick-Up – $3.00 per Month
  • Paper Statement with Check Images via Mail or Pick-Up - $6.00 per Month
  • Electronic or Paper Statement only no Check Images via Internet, Mail or Pick-up – FREE
  • Paper Statement with Check Images via Mail or Pick-Up - $3.00 per Month
  • Statement only no Check Images via Internet, Mail or Pick-Up - FREE
  • Statement with Check Images available upon request at NO CHARGE

Additional Features

  • Unlimited Check Writing
  • VISA® Debit Card
  • Unlimited Check Writing
  • VISA® Debit Card
  • Unlimited Check Writing
  • VISA® Debit Card

Debit CardsStack of EMV chip debit cards

Check Reorder

Checkbook with penTo reorder checks simply drop off your reorder slip to either of our locations or give us a call at (815) 765-3333. You can also order direct from Deluxe online. 

Order Checks Now

We also offer a low cost option from Bank-A-Count. Give us a call and we can let you know how much you can save with this service.

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